Partner offer Firstbase: $25 off with PARTNERGIFT2024
Start with Firstbase (opens in a new tab)Affiliate linkAll optionsStripe is only partly available for businesses in Nigeria. Here is what works instead, depending on what you sell.
Partner services available to check from Nigeria. Statuses and order of recommendations stay the same, partner or not.
Forms a US company (LLC or C corporation) for founders abroad, with the tax ID (EIN). The usual path to Stripe.
Offer. New customers get $25 off their first order: sign up through our link, then enter the code PARTNERGIFT2024 at checkout.
Forms a US LLC or C corporation and can handle the yearly US filings. Free 15-minute call before you pay.
Offer. 10% off your first purchase: sign up through our link, then enter the code PWB10 at checkout.
Multi-currency account to hold, receive and convert money; Wise Business for a US company. Check that Wise serves your country first.
Partner links: if you sign up, we may earn a commission, at no extra cost to you.
Currency: Nigerian naira (NGN). Last updated October 24, 2026.
Nigeria is one of five countries on this site that Stripe's official list shows as "Extended network", with a link to Paystack.
Selling digital products from Nigeria takes one extra step.
In Nigeria, freelancers usually get paid through a receiving account.
For a SaaS in Nigeria, the usual path is a receiving account first, then a US company.
| Provider | Status | Details | Source |
|---|---|---|---|
| Stripe Payment processor | Limited | Listed as "Extended network" on Stripe's official list, with a link to Paystack: this is not a standard Stripe account. | Stripe global availability |
| Dodo Payments Merchant of record | Not available | Dodo Payments no longer accepts new merchants from this country: only merchants already active before it was added to the prohibited list may continue. | Dodo Payments accepted countries |
| Payoneer Receiving account | Check first | We found no official country-by-country list on Payoneer's site. Payoneer says applications are usually reviewed within 3 business days and it may ask for documents. | Payoneer — official FAQ on account applications |
| Wise Multi-currency account | Check first | Not on Wise's official list of countries where residents can hold money in their account. Wise says you can register and send money from most countries. | Wise — where you can hold money |
| PayPal Wallet | Limited | Paga says Nigerian users can connect a PayPal account, receive international payments and withdraw them to their Paga wallet in naira. | Paga x PayPal |
| Firstbase US company | Works | Not on Firstbase's published list of 22 restricted countries. Firstbase says its partners, especially banks, may have different criteria. | Firstbase restricted countries |
| doola US company | Check first | doola says it has served founders in 175+ countries, but publishes no list of countries it cannot serve. | doola pricing |
| Mercury US business account | Not available | On Mercury's list of prohibited countries: Mercury says it cannot open accounts for founders living here. | Mercury — prohibited countries |
Source links go to each provider's official page, without our partner offers. To get the offers, sign up through these links: doola: 10% off with PWB10 (opens in a new tab) · Firstbase: $25 off with PARTNERGIFT2024 (opens in a new tab) · Wise: multi-currency account (opens in a new tab)
Last checked November 6, 2026. Spotted something outdated? Tell us.