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Partner offer Firstbase: $25 off with PARTNERGIFT2024

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How to get paid online in Kenya

Stripe is only partly available for businesses in Kenya. Here is what works instead, depending on what you sell.

Our partners

Partner services available to check from Kenya. Statuses and order of recommendations stay the same, partner or not.

PartnerFirstbaseWorks

Firstbase

Forms a US company (LLC or C corporation) for founders abroad, with the tax ID (EIN). The usual path to Stripe.

Offer. New customers get $25 off their first order: sign up through our link, then enter the code PARTNERGIFT2024 at checkout.

Partner links: if you sign up, we may earn a commission, at no extra cost to you.

What's specific to Kenya

Currency: Kenyan shilling (KES). Last updated November 1, 2026.

Stripe lists Kenya as "Extended network" (Paystack). Foreign currency can be bought and sold freely through banks and exchange bureaus.

What to do, by goal

Sell digital products

Selling digital products from Kenya takes one extra step.

  1. Dodo Payments — This country is not on its accepted list: ask its support before you build on it.
  2. Stripe — Stripe's official list links to Paystack, its extended network, in this country.
  3. Payoneer — Handy to receive and convert your payouts.

Get paid by clients

In Kenya, freelancers usually get paid through a receiving account.

  1. Payoneer — Receiving accounts for clients and marketplaces, then withdrawal in local currency. Each application is reviewed.
  2. Stripe — For card payments, Stripe's official list links to Paystack, its extended network, in this country.

Run a SaaS

For a SaaS in Kenya, the usual path is a receiving account first, then a US company.

  1. Dodo Payments — This country is not on its accepted list: ask its support before you build on it.
  2. Payoneer — To receive payouts in a foreign currency.
  3. Firstbase — Later, when revenue justifies yearly costs: forms a US company so you can use Stripe.
  4. doola — Another option, with yearly plans that can include the US tax filings.
  5. Mercury — A US business account for that company, to receive Stripe payouts.
  6. Wise — A Wise Business account for that company, to hold dollars and convert payouts to your currency. Check that Wise accepts your company first.

Every provider, with sources

ProviderStatusDetailsSource
Stripe
Payment processor
LimitedListed as "Extended network" on Stripe's official list, with a link to Paystack: this is not a standard Stripe account.Stripe global availability
Dodo Payments
Merchant of record
Check firstNot on Dodo Payments' official list of accepted countries. Dodo Payments asks you to contact its support for edge cases before you start.Dodo Payments accepted countries
Payoneer
Receiving account
Check firstWe found no official country-by-country list on Payoneer's site. Payoneer says applications are usually reviewed within 3 business days and it may ask for documents.Payoneer — official FAQ on account applications
Wise
Multi-currency account
Check firstNot on Wise's official list of countries where residents can hold money in their account. Wise says you can register and send money from most countries.Wise — where you can hold money
PayPal
Wallet
Check firstWe found no official PayPal page listing, country by country, whether accounts can receive payments and withdraw. Check on your country's PayPal site.PayPal worldwide
Firstbase
US company
WorksNot on Firstbase's published list of 22 restricted countries. Firstbase says its partners, especially banks, may have different criteria.Firstbase restricted countries
doola
US company
Check firstdoola says it has served founders in 175+ countries, but publishes no list of countries it cannot serve.doola pricing
Mercury
US business account
WorksNot on Mercury's list of prohibited countries. Mercury says it supports US companies founded by people across the globe: you need a US company first.Mercury — prohibited countries

Source links go to each provider's official page, without our partner offers. To get the offers, sign up through these links: doola: 10% off with PWB10 (opens in a new tab) · Firstbase: $25 off with PARTNERGIFT2024 (opens in a new tab) · Wise: multi-currency account (opens in a new tab)

Last checked November 6, 2026. Spotted something outdated? Tell us.