How to get paid online in Peru

Stripe isn't available for businesses in Peru. Here is what works instead, depending on what you sell.

Peru at a glance

StripeNot available Dodo PaymentsWorks PayoneerCheck first WiseWorks PayPalCheck first FirstbaseWorks doolaCheck first MercuryWorks

Our partners

Partner services available to check from Peru. Statuses and order of recommendations stay the same, partner or not.

PartnerFirstbaseWorks

Firstbase

Forms a US company (LLC or C corporation) for founders abroad, with the tax ID (EIN). The usual path to Stripe.

Start with Firstbase Details

PartnerWiseWorks

Wise

Multi-currency account to hold, receive and convert money; Wise Business for a US company. Check that Wise serves your country first.

Start with Wise Details

PartnerdoolaCheck first

doola

Forms a US LLC or C corporation and can handle the yearly US filings. Free 15-minute call before you pay.

Start with doola 📞 Book your free call Details

Partner links: if you sign up, we may earn a commission, at no extra cost to you.

What's specific to Peru

Currency: Peruvian sol (PEN). Last updated November 1, 2026.

Stripe doesn't accept Peruvian businesses, but Dodo Payments and Wise both list Peru. The constitution guarantees the right to hold foreign currency.

Wise lists Peru among the countries where residents can hold money in their Wise account, and Dodo Payments lists it among its accepted countries. Source: Wise — where you can hold money
The constitution guarantees the right to hold and use foreign currency, and anyone can open a foreign-currency account at a Peruvian bank. The central bank applies no exchange controls. Source: US Department of State — 2026 Investment Climate Statement: Peru
Peru is not on Stripe's list of supported countries. Source: Stripe — global availability

What to do, by goal

Sell digital products

You can sell digital products from Peru today, without a foreign company.

Dodo Payments — Sells for you, handles tax and pays out to your bank account.
Payoneer — Handy to receive and convert your payouts.

Get paid by clients

In Peru, freelancers usually get paid through a receiving account.

Payoneer — Receiving accounts for clients and marketplaces, then withdrawal in local currency. Each application is reviewed.
Wise — This country is on Wise's list of countries where residents can hold money and share account details.
PayPal — Only if your account is allowed to receive and withdraw — check first.

Run a SaaS

For a SaaS in Peru, a merchant of record lets you start without a foreign company.

Dodo Payments — A merchant of record for SaaS: it sells for you, handles tax and pays you out.
Payoneer — To receive payouts in a foreign currency.
Firstbase — Later, when revenue justifies yearly costs: forms a US company so you can use Stripe.
doola — Another option, with yearly plans that can include the US tax filings.
Mercury — A US business account for that company, to receive Stripe payouts.
Wise — A Wise Business account for that company, to hold dollars and convert payouts to your currency. Check that Wise accepts your company first.

Every provider, with sources

Provider	Status	Details	Source
Stripe Payment processor	Not available	Not on Stripe's official list of supported countries and regions.	Stripe global availability
Dodo Payments Merchant of record	Works	On Dodo Payments' official list of accepted countries. Dodo Payments says eligibility depends on the country that issued the ID used for verification.	Dodo Payments accepted countries
Payoneer Receiving account	Check first	We found no official country-by-country list on Payoneer's site. Payoneer says applications are usually reviewed within 3 business days and it may ask for documents.	Payoneer — official FAQ on account applications
Wise Multi-currency account	Works	On Wise's official list of countries where residents can hold money in their Wise account.	Wise — where you can hold money
PayPal Wallet	Check first	We found no official PayPal page listing, country by country, whether accounts can receive payments and withdraw. Check on your country's PayPal site.	PayPal worldwide
Firstbase US company	Works	Not on Firstbase's published list of 22 restricted countries. Firstbase says its partners, especially banks, may have different criteria.	Firstbase restricted countries
doola US company	Check first	doola says it has served founders in 175+ countries, but publishes no list of countries it cannot serve.	doola pricing
Mercury US business account	Works	Not on Mercury's list of prohibited countries. Mercury says it supports US companies founded by people across the globe: you need a US company first.	Mercury — prohibited countries

Source links go to each provider's official page, without our partner offers. To get the offers, sign up through these links: doola: 10% off with PWB10 (opens in a new tab) · Firstbase: $25 off with PARTNERGIFT2024 (opens in a new tab) · Wise: multi-currency account (opens in a new tab)

Last checked November 6, 2026. Spotted something outdated? Tell us.